How our Legal terms apply locally
Our Legal terms explain the conditions for creating and using an account, including accurate contact details, phone verification before account access and the checks attached to payment activity. Access depends on local law, so your location and applicable Indonesian requirements may affect whether particular services are
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available. When you use DANA, OVO, GoPay or QRIS, the relevant transaction reference may be kept with your account record so we can match a receipt to the correct request. Bank transfer and virtual account records follow the same policy process. We may update wording when
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our procedures or legal duties change, and we will present the revised text through the account area. Please read the current terms before you submit account or payment details.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.